Cube is the best FP&A software tools pick for most spreadsheet-first finance teams, with Essential at $1,250 per month and unlimited scenarios, while Datarails and Planful suit teams that want AI reporting or a combined close. Only Cube lists a starting price in this set, at $1,250 per month, while the other seven tools are quote only, so budget planning needs a vendor quote for a like-for-like comparison. Datarails tiers are defined by user and integration caps, not features, with Professional at 2 users and 1 integration, Premium at 5 and 2, and Expert at 15 and 3, while the core feature set stays the same on all three.
Finance teams pick FP&A software for one job: turn actuals into a forecast that managers trust, then update it without rebuilding the model each month. The tools below cover that job in different ways, from spreadsheet-native planning to connected enterprise planning. Use the starting price, the user caps, and the limits that force an upgrade to shortlist two or three options, then ask each vendor for a quote on the same seat count and the same set of integrations. Datarails tiers are defined by user and integration caps, not features, so the tier decision is mainly a headcount decision, and Anaplan prices by workspace and model memory size, so model design affects the quote.
On this page
Best FP&A software tools: comparison table
Swipe the table sideways on a phone to see every column.
| # | Name | Best for | Starting price | Free plan / trial | Link |
|---|---|---|---|---|---|
| 1 | Cube | Finance teams that live in spreadsheets | $1,250 per month | No | Visit |
| 2 | Datarails | Finance teams that need AI reporting | quote only | No | Visit |
| 3 | Planful | Mid-size finance teams that also close books | quote only | No | Visit |
| 4 | Anaplan | Large enterprises planning across departments | quote only | No | Visit |
| 5 | Workday Adaptive Planning | Workday customers planning at scale | quote only | Free trial (30 days, third-party reported) | Visit |
| 6 | Vena | Finance teams that want Excel-based planning | quote only | No | Visit |
| 7 | Mosaic | SaaS finance teams modelling ARR | quote only | No | Visit |
| 8 | Jirav | Small finance teams using QuickBooks or Xero | quote only | No | Visit |
The 8 best best FP&A software tools, in detail
Cube
Best for: Finance teams that live in spreadsheets
Cube keeps planning inside Excel and Google Sheets, so a finance team does not need to learn a new modelling interface to build a budget or a forecast. Essential starts at $1,250 per month and includes unlimited scenarios, which suits teams that want to test several versions of a plan without counting each one. One limit: Essential is capped at 2 admins and 2 contributors, and Premium is capped at 3 admins and 5 contributors.
- A team that grows past those caps will need to move up or add seats, and additional charges for users, connectors and cubes may apply.
- Cube suits a small finance team that plans in spreadsheets and wants a clear entry price.
- It suits a larger team less well if many people need to edit models, because the admin and contributor caps become the first constraint.
Pros
- spreadsheet-native in Excel and Google Sheets
- Essential includes unlimited scenarios
Cons
- Essential capped at 2 admins and 2 contributors, Premium at 3 admins and 5 contributors
- additional charges for users, connectors and cubes may apply
Datarails
Best for: Finance teams that need AI reporting
Datarails is a quote only tool with three plans, Professional, Premium and Expert, and the Datarails AI Suite is included on all three plans. Premium adds AI Storyboards, which suits teams that want narrative reporting built from the same numbers used in the forecast. The core planning and reporting set stays the same across the three tiers, so the main difference at the point of purchase is how many people and integrations the plan allows.
- One limit: Professional is capped at 2 users and 1 integration with standard support only, while Premium allows 5 users and 2 integrations, and Expert
- Cash Management, Month-End Close, Spend and Desk are extra modules layered on any plan at extra cost, so a team that needs those functions should pric
- Datarails suits a team that wants AI reporting on a small user base.
- It suits a team less well if it needs many integrations or the extra modules, because those costs sit outside the base quote.
Pros
- Datarails AI Suite included on all three plans
- Premium adds AI Storyboards
Cons
- Professional capped at 2 users and 1 integration with standard support only
- Cash Management, Month-End Close, Spend and Desk are extra modules layered on any plan at extra cost
Planful
Best for: Mid-size finance teams that also close books
Planful combines Planning, Close, Consolidation and Reporting on one data model, so a mid-size finance team can plan, close and report without moving data between separate systems. No pricing page was found, and the page at https://www.planful.com/pricing reported 404, so the starting price is quote only. The trade-off: the quote moves with how many of the four products you license, and each product added raises the subscription.
- Implementation and training fees are not listed, so the first-year total needs a written quote that lists each product and each service separately.
- Planful suits a mid-size team that wants planning and close in one place.
- It suits a team less well if it only needs planning, because licensing the full set adds cost for functions it may not use.
Pros
- one platform for FP&A plus close, Planning, Close, Consolidation and Reporting on one data model
Cons
- the quote moves with how many of the four products you license, each product added raises the subscription
- implementation and training fees not listed
Anaplan
Best for: Large enterprises planning across departments
Anaplan is built for connected planning across finance, sales and supply chain, so a large enterprise can link a sales plan to a finance forecast and a supply plan in the same system. User licences are priced by type, with model builder, power user and viewer as separate licence types, which lets a company give most staff view access while keeping model building to a smaller group. No pricing page is listed, so the starting price is quote only.
- One limit: Anaplan is priced by workspace capacity plus licences by type plus planning applications deployed.
- Anaplan also prices by workspace and model memory size, so a badly built model can cost more than a well-built one doing the same job.
- Implementation is reported at 50 to 150 percent of the first-year subscription, which makes the first-year total much higher than the subscription alo
- Anaplan suits a large enterprise with connected planning needs and a team that can govern model design.
Pros
- connected planning across finance, sales and supply chain
- user licences priced by type (model builder, power user, viewer)
Cons
- priced by workspace capacity plus licences by type plus planning applications deployed
- implementation reported at 50 to 150 percent of first-year subscription
Workday Adaptive Planning
Best for: Workday customers planning at scale
Workday Adaptive Planning offers unlimited versions and unlimited what-if scenarios, so a finance team can keep many plan versions and test changes without a cap on scenario count. That suits teams that run rolling forecasts and need to compare several outcomes side by side. The pricing page lists “Pricing varies”, so the starting price is quote only, and a free trial of 30 days is reported by a third party, not listed as a free plan on the vendor pricing page.
- One limit: Close and Consolidation is a separate quoted offering, not included in base Adaptive Planning.
- The tool is priced on a named-seat model, with modeler seats the material rate, so the quote depends on how many modelers need access.
- Workday Adaptive Planning suits a Workday customer that plans at scale and wants unlimited versions.
- It suits a team less well if it also needs close and consolidation in the same purchase, because that function needs a separate quote.
Pros
- unlimited versions and unlimited what-if scenarios
Cons
- Close and Consolidation is a separate quoted offering, not included in base Adaptive Planning
- priced on a named-seat model, with modeler seats the material rate
Vena
Best for: Finance teams that want Excel-based planning
Vena offers Professional and Complete, both on a custom quote, and Complete adds Power BI integration, premium support, a customer success manager, a sandbox, managed services and export APIs. That higher tier suits a team that wants reporting in Power BI and a managed service around the planning model. The Excel-based approach keeps the working interface familiar, while the Complete tier adds the integrations and support that a larger deployment needs.
- One limit: Vena is licensed by Power User, Contributor and View Only seats, with full contributors priced significantly higher than viewers, so the se
- Implementation services are typically 25 to 40 percent of first-year spend, which should be priced in the first-year total.
- Vena suits a finance team that wants Excel-based planning with a clear upgrade path to Power BI and managed services.
- It suits a team less well if many staff need full contributor access, because that seat type carries the higher rate.
Pros
- Complete adds Power BI integration, premium support, a customer success manager, sandbox, managed services and export APIs
Cons
- licensed by Power User, Contributor and View Only seats, with full contributors priced significantly higher than viewers
- implementation services typically 25 to 40 percent of first-year spend
Mosaic
Best for: SaaS finance teams modelling ARR
Mosaic is built for SaaS finance teams, with SaaS-specific modelling, three-statement models, ARR and cohort analysis, and what-if scenarios. The pricing page lists Foundation and Growth tiers with no prices, so the starting price is quote only. One limit: Mosaic has no Excel integration, so a team that works mainly in Excel will need to change how it builds and reviews models.
- Mosaic also requires contacting support to make changes to models, which adds a step when a model needs a quick change.
- Mosaic suits a SaaS finance team that wants ARR and cohort modelling in one place.
- It suits a spreadsheet-first team less well, because the lack of Excel integration and the support step for model changes slow down routine edits.
Pros
- SaaS-specific modelling, three-statement models, ARR and cohort analysis, what-if scenarios
Cons
- no Excel integration
- requires contacting support to make changes to models
Jirav
Best for: Small finance teams using QuickBooks or Xero
Jirav offers driver-based forecasting, staffing and bottom-up models, and it integrates QuickBooks, Xero, NetSuite and Sage Intacct. No price is listed on the pricing page, so the starting price is quote only. One limit: advanced drivers, staffing models and longer horizons are Enterprise only, so a team that needs those functions must move to the higher tier.
- Controller Essentials is auto-generated planning with 2 plans and a 1-year horizon only, which limits how far ahead a team on that entry option can pl
- Jirav suits a small team that wants driver-based forecasting tied to QuickBooks or Xero.
- It suits a team less well if it needs advanced drivers or a horizon longer than one year, because those functions sit in Enterprise.
Pros
- driver-based forecasting, staffing and bottom-up models
- integrates QuickBooks, Xero, NetSuite and Sage Intacct
Cons
- advanced drivers, staffing models and longer horizons are Enterprise only
- Controller Essentials is auto-generated planning with 2 plans and a 1-year horizon only
How we chose
We chose tools that cover FP&A planning, budgeting and forecasting, with a listed price or a clear quote only position, and with real plan limits stated on official vendor pages. Prices and plan limits in this article come from official vendor pricing pages and docs opened on 2026-11-12. We did not test any tool hands-on. We did not install any product, and we did not claim personal use. Where a vendor hid the price, we wrote quote only. The unique angle in this set is the way tiers are defined: Datarails tiers are defined by user and integration caps, not features, and Anaplan prices by workspace and model memory size, so model design affects the quote.
| Pick | When it fits | First number to check |
|---|---|---|
| Cube | Spreadsheet-first team, small user count | $1,250 per month, 2 admins and 2 contributors on Essential |
| Datarails | AI reporting, small user base | 2 users and 1 integration on Professional |
| Planful | Planning plus close in one system | Number of the four products licensed |
| Anaplan | Connected planning across departments | Workspace capacity and licence types |
| Workday Adaptive Planning | Workday customer, many versions | Named-seat count, modeler seats |
| Vena | Excel planning with Power BI upgrade | Power User and Contributor seat mix |
| Mosaic | SaaS ARR modelling | Foundation or Growth tier, no prices listed |
| Jirav | QuickBooks or Xero, driver forecasting | Enterprise for advanced drivers |
What to check before you buy
Check the seat caps first, because they force the first upgrade in this set. Cube Essential allows 2 admins and 2 contributors, Datarails Professional allows 2 users and 1 integration, and Jirav Controller Essentials allows 2 plans and a 1-year horizon only. Ask each vendor to quote the same seat count, the same integrations, and the same planning horizon, or the quotes will not compare.
Check the first-year extras next. Anaplan implementation is reported at 50 to 150 percent of the first-year subscription, Vena implementation is typically 25 to 40 percent of first-year spend, and Planful implementation and training fees are not listed. Ask for implementation, training and support in writing before signing.
Check what sits outside the base quote. Datarails charges extra for Cash Management, Month-End Close, Spend and Desk, Workday Adaptive Planning quotes Close and Consolidation separately, and Vena Complete is the tier that adds Power BI integration and managed services.
Frequently asked questions
What is the best FP&A software for a small finance team?
Cube is the clearest pick for a small spreadsheet-first team, because Essential starts at $1,250 per month and includes unlimited scenarios, with a listed price to budget against. Jirav also suits a small team that uses QuickBooks or Xero and wants driver-based forecasting. Ask both vendors for a quote on the same seat count before choosing, because Jirav is quote only.
How much does FP&A software cost?
Only Cube lists a starting price in this set, at $1,250 per month for Essential. The other seven tools are quote only, so the subscription depends on seats, integrations and the products licensed. First-year cost is higher than the subscription alone for Anaplan, at 50 to 150 percent for implementation, and for Vena, at 25 to 40 percent for implementation services.
Which FP&A tool is best for SaaS companies?
Mosaic is the most SaaS-specific pick, with SaaS modelling, three-statement models, ARR and cohort analysis, and what-if scenarios. It has no Excel integration and model changes need support, so a SaaS team that works in Excel may prefer Cube or Vena. Ask Mosaic for a quote on Foundation and Growth, because no prices are listed.
Why do Datarails plans look the same on features?
Datarails tiers are defined by user and integration caps, not features, with Professional at 2 users and 1 integration, Premium at 5 and 2, and Expert at 15 and 3, while the core feature set stays the same on all three. The Datarails AI Suite is included on all three plans, and Premium adds AI Storyboards. Choose the tier by headcount and integrations, not by feature list.
Which tool is best for planning across finance, sales and supply chain?
Anaplan is the pick for connected planning across finance, sales and supply chain, with licences by type for model builder, power user and viewer. The trade-off is pricing by workspace capacity plus licences plus planning applications, and implementation at 50 to 150 percent of the first-year subscription. A badly built model can cost more than a well-built one, because Anaplan prices by workspace and model memory size.
Does Workday Adaptive Planning include close and consolidation?
No, Close and Consolidation is a separate quoted offering, not included in base Adaptive Planning. The base tool offers unlimited versions and unlimited what-if scenarios, and it is priced on a named-seat model, with modeler seats the material rate. Ask Workday for a combined quote if the team needs both planning and close in one purchase.
Sources
- https://www.cubesoftware.com
- https://www.cubesoftware.com/growth-operators
- https://www.datarails.com
- https://www.datarails.com/pricing/
- https://www.planful.com
- https://www.planful.com/pricing
- https://www.anaplan.com
- https://www.workday.com
- https://www.venasolutions.com
- https://www.mosaic.tech
- https://www.jirav.com
Prices and features were read on each company’s own website in November 2026. They change often, so confirm the current offer on the official site before you sign up or buy.